Is your current bank offering you the best home loan rates? have you passed the 3rd yr of your loan or soon? If yes, you should be paying 2-3% interest while the current market is only paying 1-1.5% in terms of interest.
You can refinance your loan to another bank if other banks are offering a much lower interest rate. Of course when you do that you can also consider cashing out or increase your loan amount (cashout) when you refinance to your new bank.
Call us or email us now and we will slowly explain to you the whole procedure of the Refinancing